What to Look for in Gastonia, NC Lease-to-Own Companies
When comparing lease-to-own companies in Gastonia, NC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Gastonia and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Gastonia, NC Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Gastonia, NC tend to work the same way. You shop in person or online at an approved Gastonia retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Gastonia, NC will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Gastonia, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Gastonia, NC. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Gastonia, NC
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Gastonia, NC retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Gastonia businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Gastonia, NC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Gastonia, NC?
Everyone in Gastonia, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Gastonia, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Gastonia, NC also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Gastonia, NC Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Gastonia, NC. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.