Lease-to-Own in Garner, NC: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Garner, NC, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Garner, NC?

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Garner, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Garner, NC so you can figure out which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Garner, NC Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Garner, NC? Applying with either company will look pretty similar. Browse at eligible Garner retailers, find the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Garner, you can be approved for up to $5,000!

Garner Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Garner, NC have similar application processes, they have different requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Garner, NC requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Garner who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Garner Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Garner stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Garner, NC stores.

What Items Can I Lease in Garner, NC with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Garner, NC are quite similar. Generally, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Garner, NC Right for You?

Determining the right lease-to-own company in Garner, NC is a personal choice we can't make for you. To choose the right fit, consider the application process, approval requirements, and which Garner stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.