What to Look for in Etowah, NC Lease-to-Own Companies
When comparing lease-to-own companies in Etowah, NC, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Etowah and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Etowah, NC Work?
How does Snap Finance work? Or Acima Leasing? Most Etowah, NC lease-to-own companies operate similarly. You shop in person or online at an approved Etowah retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Etowah, NC will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Etowah, NC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Etowah, NC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Etowah, NC
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Etowah, NC retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Etowah and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Etowah, NC, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Etowah, NC?
For shoppers in Etowah, NC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Etowah, NC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Etowah, NC also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Etowah, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Etowah, NC shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.