Choosing Your Elon, NC Lease-to-Own Company
When comparing lease-to-own companies in Elon, NC, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Elon and Snap Finance so you know which company is your best fit.
Snap Finance in Elon, NC vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Elon, NC lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Elon retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Elon, NC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Elon, NC?
The items you can shop for in Elon, NC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Elon, NC Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Elon, NC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Elon and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Elon, NC, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Elon, NC
Snap Finance and Acima Leasing both want to help shoppers in Elon NC get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Elon, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Elon, NC also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Elon, NC, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Elon, NC. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.