What to Look for in Durham, NC Lease-to-Own Companies
When selecting a lease-to-own company in Durham, NC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Durham and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Durham, NC
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Durham, NC follow similar models. To start, you choose an approved retailer in Durham and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Durham, NC or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Durham, NC?
The items you can shop for in Durham, NC depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Durham, NC Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Durham, NC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Durham stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Durham, NC or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Durham, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Durham, NC with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Durham, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Durham, NC requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Durham, NC, the Choice Is Yours
Many shoppers across Durham, NC can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.