Choosing Between Acima Leasing and Progressive Leasing in Durham, NC

When you need a lease-to-own solution in Durham, NC, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Durham, NC Lease-to-Own Companies

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. Durham is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Durham, NC so you can figure out which company has the best application process, store selection, and requirements for you.

Durham Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Durham, NC? What about Acima Leasing? They both have similar application steps. Browse at eligible Durham retailers, pick out the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Durham!

Lease-to-Own Requirements for Progressive Leasing in Durham vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Durham, NC are alike, their requirements are different. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Durham, NC, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Durham shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Durham Stores Are Eligible?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Durham stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Durham, NC stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Durham, NC?

Progressive Leasing and Acima Leasing in Durham, NC consider the same items leasable. Generally, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Acima Leasing or Progressive Leasing the Best Durham, NC Lease-to-Own Company?

The decision of which Durham, NC lease-to-own company to choose is entirely yours to make. To choose the right fit, consider the application process, approval requirements, and which Durham stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.