Deciding Between Acima Leasing and Snap Finance in Dunn, NC

Seeking a lease-to-own solution in Dunn, NC? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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What to Look for in Dunn, NC Lease-to-Own Companies

When selecting a lease-to-own company in Dunn, NC, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Dunn and Acima Leasing so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Dunn, NC Work

How do Acima Leasing and Snap Finance work? Whichever Dunn, NC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Dunn and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, select the eligible products you want, and Snap Finance in Dunn, NC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Dunn, NC?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Dunn, NC. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Dunn, NC

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Dunn, NC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Dunn businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Dunn, NC or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Dunn, NC

Snap Finance and Amica Leasing are dedicated to helping Dunn, NC shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Dunn, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Dunn, NC requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Dunn, NC Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Dunn, NC shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.