How to Choose a Lease-to-Own Company in Concord, NC
When picking a lease-to-own company in Concord, NC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Concord so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Concord, NC Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Concord, NC follow similar models. You shop at an approved Concord retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Concord, NC will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Concord, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Concord, NC. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Concord, NC and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Concord, NC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Concord stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Concord, NC.
Acima Leasing vs. Snap Finance Application and Requirements in Concord, NC
Snap Finance and Amica Leasing are dedicated to helping Concord, NC shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Concord, NC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Concord, NC requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Concord, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Concord, NC shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.