Choosing a Lease-to-Own Company in Clinton, NC
When comparing lease-to-own companies in Clinton, NC, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Clinton so you can determine which company is right for you.
Snap Finance in Clinton, NC vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Clinton, NC lease-to-own companies operate similarly. You shop in person or online at an approved Clinton retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Clinton, NC will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Clinton, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Clinton, NC. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Clinton, NC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Clinton, NC and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Clinton and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Clinton, NC, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Clinton, NC?
Both Snap Finance and Amica Leasing aim to help shoppers in Clinton, NC with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Clinton, NC, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Clinton, NC also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Clinton, NC Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Clinton, NC. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.