Choosing Your Charlotte, NC Lease-to-Own Company
When comparing lease-to-own companies in Charlotte, NC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Charlotte and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Charlotte, NC Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Charlotte, NC follow similar models. You shop in person or online at an approved Charlotte retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Charlotte, NC will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Charlotte, NC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Charlotte, NC. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Charlotte, NC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Charlotte, NC as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Charlotte businesses to national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Charlotte, NC.
Acima Leasing vs. Snap Finance Application and Requirements in Charlotte, NC
Everyone in Charlotte, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Charlotte, NC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Charlotte, NC also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Charlotte, NC, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Charlotte, NC. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.