Choosing Your Cary, NC Lease-to-Own Company
When picking a lease-to-own company in Cary, NC, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cary so you know which company is your best fit.
How Does Lease-to-Own in Cary, NC Work?
How does Acima Leasing work? Or Snap Finance? Most Cary, NC lease-to-own companies operate similarly. To start, you choose an approved retailer in Cary and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Acima Leasing in Cary, NC or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Cary, NC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cary, NC. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Cary, NC Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Cary, NC and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Cary and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Cary, NC or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Cary, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Cary, NC with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Cary, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Cary, NC requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Cary, NC? Try Acima Leasing
Many shoppers across Cary, NC can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.