Snap Finance in Burlington, NC or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Burlington, NC — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Burlington, NC Lease-to-Own Companies

When selecting a lease-to-own company in Burlington, NC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Burlington and Snap Finance so you can decide which company sounds best for you.

How Does Lease-to-Own in Burlington, NC Work?

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Burlington, NC follow similar models. To start, you choose an approved retailer in Burlington and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, shop for the eligible products you want to get, and Acima Leasing in Burlington, NC or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Burlington, NC?

The items you can shop for in Burlington, NC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Burlington, NC Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Burlington, NC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Burlington and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Burlington, NC or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Burlington, NC

Snap Finance and Amica Leasing are dedicated to helping Burlington, NC shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Burlington, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Burlington, NC, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Burlington, NC, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Burlington, NC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.