What to Look for in Benson, NC Lease-to-Own Companies
When selecting a lease-to-own company in Benson, NC, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Benson and Acima Leasing so you know which company is your best fit.
Snap Finance in Benson, NC vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Benson, NC follow similar models. To start, you choose an approved retailer in Benson and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Benson, NC will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Benson, NC?
The items you can shop for in Benson, NC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Benson, NC Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Benson, NC and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Benson businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Benson, NC, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Benson, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Benson, NC with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Benson, NC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Benson, NC also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Benson, NC Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Benson, NC. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.