Deciding Between Acima Leasing and Snap Finance in Ashville, NC

Looking for a lease-to-own company in Ashville, NC? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing a Lease-to-Own Company in Ashville, NC

When picking a lease-to-own company in Ashville, NC, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Ashville so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Ashville, NC

How does Snap Finance work? Or Acima Leasing? Whichever Ashville, NC lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Ashville retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Ashville, NC will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Ashville, NC?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Ashville, NC. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Ashville, NC and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Ashville, NC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Ashville and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Ashville, NC or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Ashville, NC?

Snap Finance and Acima Leasing both want to help shoppers in Ashville NC get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Ashville, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Ashville, NC also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Ashville, NC? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Ashville, NC. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.