How to Choose a Lease-to-Own Company in Asheville, NC
When comparing lease-to-own companies in Asheville, NC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Asheville so you know which company is your best fit.
How Does Lease-to-Own in Asheville, NC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Asheville, NC lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Asheville retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Asheville, NC or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Asheville, NC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Asheville, NC. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Asheville, NC
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Asheville, NC retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Asheville and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Asheville, NC.
What Are the Requirements for Acima Leasing vs. Snap Finance in Asheville, NC?
Snap Finance and Amica Leasing are dedicated to helping Asheville, NC shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Asheville, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Asheville, NC also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Asheville, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Asheville, NC shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.