How to Choose a Lease-to-Own Company in Arden, NC
When choosing a lease-to-own company in Arden, NC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Arden and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Arden, NC
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Arden, NC tend to work the same way. First, you pick from a list of approved Arden retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Arden, NC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Arden, NC?
The items you can shop for in Arden, NC depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Arden, NC
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Arden, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Arden stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Arden, NC or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Arden, NC?
For shoppers in Arden, NC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Arden, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Arden, NC also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Arden, NC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Arden, NC. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.