Snap Finance in Aberdeen, NC or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Aberdeen, NC? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Aberdeen, NC Lease-to-Own Company

When selecting a lease-to-own company in Aberdeen, NC, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Aberdeen so you know which company is your best fit.

How Does Lease-to-Own in Aberdeen, NC Work?

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Aberdeen, NC tend to work the same way. First, you pick from a list of approved Aberdeen retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Aberdeen, NC or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Aberdeen, NC?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Aberdeen, NC. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Aberdeen, NC

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Aberdeen, NC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Aberdeen stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Aberdeen, NC or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Aberdeen, NC

Everyone in Aberdeen, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Aberdeen, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Aberdeen, NC requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Aberdeen, NC

Acima Leasing and Snap Finance have a lot to offer shoppers in Aberdeen, NC. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.