What to Look for in White Plains, NY Lease-to-Own Companies
When choosing a lease-to-own company in White Plains, NY, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in White Plains and Snap Finance so you know which company is your best fit.
Snap Finance in White Plains, NY vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever White Plains, NY lease-to-own company you choose, it'll likely operate the same way. You shop at an approved White Plains retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in White Plains, NY will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in White Plains, NY?
The items you can shop for in White Plains, NY depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
White Plains, NY Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local White Plains, NY retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in White Plains and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in White Plains, NY or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in White Plains, NY?
For shoppers in White Plains, NY with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in White Plains, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
Acima Leasing in White Plains, NY also requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in White Plains, NY, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in White Plains, NY. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.