Lease-to-Own in West Islip, NY: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in West Islip, NY? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in West Islip, NY

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but are low on cash. With so many companies like Progressive Leasing in West Islip, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in West Islip, NY to guide you in deciding which company's store selection, requirements, and application process sound right for you.

West Islip Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in West Islip, NY? And how does Acima Leasing work? You can expect a similar application process for both. Shop at your favorite eligible stores in West Islip, select the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in West Islip!

West Islip Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in West Islip, NY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in West Islip, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in West Islip with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: West Islip, NY Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in West Islip allows you to shop at thousands of West Islip stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse West Islip, NY stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in West Islip, NY?

Acima Leasing and Progressive Leasing in West Islip, NY follow similar guidelines for leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in West Islip, NY Right for You?

We can’t tell you which lease-to-own company in West Islip, NY to choose. To choose the right fit, consider approval requirements, which stores in West Islip you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.