Progressive Leasing or Acima Leasing in Watertown, NY?

Looking to lease-to-own in Watertown, NY but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Selecting a Lease-to-Own Company in Watertown, NY

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but are low on cash. With so many companies like Progressive Leasing in Watertown, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Watertown, NY to guide you in deciding which company has the best application process, store selection, and requirements for you.

Watertown Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Watertown, NY? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Watertown retailers, pick out the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Watertown!

Watertown Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Watertown, NY might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Watertown, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Watertown shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Watertown Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Watertown allows you to shop at thousands of Watertown stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Watertown, NY stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Watertown, NY?

Acima Leasing and Progressive Leasing in Watertown, NY follow similar guidelines for leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Watertown, NY Right for You?

We can’t tell you which lease-to-own company in Watertown, NY to choose. To choose the right fit, consider which Watertown retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.