Comparing Lease-to-Own Companies in Warsaw, NY
Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. With so many companies like Progressive Leasing in Warsaw, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Warsaw, NY to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.
Warsaw Progressive Leasing vs. Acima Leasing: What’s the Process?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Warsaw, NY? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Warsaw, choose the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Warsaw, you can be approved for up to $5,000!
Warsaw Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Although Acima Leasing and Progressive Leasing in Warsaw, NY share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in Warsaw, NY need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Warsaw who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Warsaw, NY Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Warsaw and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Warsaw, NY stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Warsaw, NY?
Progressive Leasing and Acima Leasing in Warsaw, NY consider the same items leasable. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Warsaw, NY?
We can’t tell you which lease-to-own company in Warsaw, NY to choose. The right choice for you will depend on the application process, approval requirements, and which Warsaw stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.