Choosing a Lease-to-Own Company in Valley Stream, NY
When selecting a lease-to-own company in Valley Stream, NY, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Valley Stream and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Valley Stream, NY Work?
How does Snap Finance work? Or Acima Leasing? Whichever Valley Stream, NY lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Valley Stream and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Valley Stream, NY will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Valley Stream, NY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Valley Stream, NY. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Valley Stream, NY
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Valley Stream, NY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Valley Stream stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Valley Stream, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Valley Stream, NY
Everyone in Valley Stream, NY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Valley Stream, NY, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Valley Stream, NY also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Valley Stream, NY? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Valley Stream, NY. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.