Lease-to-Own in Tonawanda, NY: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Tonawanda, NY? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Tonawanda, NY

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. Tonawanda is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Tonawanda, NY so you can figure out which company's store selection, requirements, and application process sound right for you.

Tonawanda Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Tonawanda, NY? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Tonawanda, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Tonawanda, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Tonawanda vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Tonawanda, NY are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Tonawanda, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Tonawanda shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Tonawanda Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Tonawanda and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Tonawanda, NY, or view Acima Leasing's online retailers.

What Items Can I Lease in Tonawanda, NY with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Tonawanda, NY  have similar leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Tonawanda, NY?

The decision of which Tonawanda, NY lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on approval requirements, which stores in Tonawanda you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.