Choosing a Lease-to-Own Company in Syracuse, NY
When selecting a lease-to-own company in Syracuse, NY, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Syracuse so you can find the right company for you.
Snap Finance in Syracuse, NY vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Syracuse, NY tend to work the same way. You shop in person or online at an approved Syracuse retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Syracuse, NY will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Syracuse, NY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Syracuse, NY. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Syracuse, NY Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Syracuse, NY as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Syracuse and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Syracuse, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Syracuse, NY
Both Snap Finance and Amica Leasing support Syracuse, NY residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Syracuse, NY, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Syracuse, NY also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Syracuse, NY Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Syracuse, NY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.