Comparing Acima Leasing and Snap Finance in Sunnyside, NY

Looking for a lease-to-own company in Sunnyside, NY? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Sunnyside, NY Lease-to-Own Company

When comparing lease-to-own companies in Sunnyside, NY, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sunnyside so you can determine which company is right for you.

How Does Lease-to-Own in Sunnyside, NY Work?

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Sunnyside, NY tend to work the same way. You shop at an approved Sunnyside retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Sunnyside, NY will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sunnyside, NY?

The items you can shop for vary based on which Sunnyside, NY retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Sunnyside, NY

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Sunnyside, NY as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Sunnyside and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Sunnyside, NY.

Acima Leasing vs. Snap Finance Application and Requirements in Sunnyside, NY

Snap Finance and Amica Leasing are dedicated to helping Sunnyside, NY shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Sunnyside, NY, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Sunnyside, NY requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Sunnyside, NY, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Sunnyside, NY shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.