Choosing Between Acima Leasing and Progressive Leasing in Stony Brook, NY

Who do you go to for lease-to-own solutions in Stony Brook, NY? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Stony Brook, NY Lease-to-Own Companies

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but are low on cash. When looking at companies like Progressive Leasing in Stony Brook, how do you know which one to pick? Let's compare Acima Leasing in Stony Brook, NY against Progressive Leasing to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Stony Brook, NY Work?

How do you lease-to-own with Progressive Leasing in Stony Brook, NY? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Stony Brook, select the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Stony Brook!

Lease-to-Own Requirements for Progressive Leasing in Stony Brook vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Stony Brook, NY are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Stony Brook, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Stony Brook shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Stony Brook, NY Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Stony Brook and online, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Stony Brook, NY, or view Acima Leasing's online retailers.

What Items Can I Lease in Stony Brook, NY with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Stony Brook, NY are quite similar. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Stony Brook, NY Lease-to-Own Company?

The decision of which Stony Brook, NY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on the application process, approval requirements, and which Stony Brook stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.