Choosing a Lease-to-Own Company in Staten Island, NY
When choosing a lease-to-own company in Staten Island, NY, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Staten Island and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Staten Island, NY
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Staten Island, NY tend to work the same way. You shop at an approved Staten Island retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Staten Island, NY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Staten Island, NY?
The items you can shop for in Staten Island, NY depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Staten Island, NY
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Staten Island, NY and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Staten Island stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Staten Island, NY, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Staten Island, NY?
Both Snap Finance and Amica Leasing aim to help shoppers in Staten Island, NY with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Staten Island, NY, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Staten Island, NY requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Staten Island, NY? Try Acima Leasing
Many shoppers across Staten Island, NY can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.