Progressive Leasing or Acima Leasing in Smithtown, NY?

Looking to lease-to-own in Smithtown, NY but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Smithtown, NY?

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Smithtown, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Smithtown, NY to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Smithtown Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Smithtown, NY? What about Acima Leasing? They both have similar application steps. Shop at your favorite eligible stores in Smithtown, select the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Smithtown!

Smithtown Acima Leasing Requirements vs. Progressive Leasing Requirements

Although Acima Leasing and Progressive Leasing in Smithtown, NY share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Smithtown, NY requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Smithtown with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Smithtown, NY Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Smithtown allows you to shop at thousands of Smithtown stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Smithtown, NY, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Smithtown, NY?

You'll find that Progressive Leasing and Acima Leasing in Smithtown, NY  have similar leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Acima Leasing or Progressive Leasing the Best Smithtown, NY Lease-to-Own Company?

The decision of which Smithtown, NY lease-to-own company to choose is entirely yours to make. To choose the right fit, consider which Smithtown retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.