Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Sleepy Hollow, NY

Seeking a lease-to-own solution in Sleepy Hollow, NY? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Sleepy Hollow, NY

When comparing lease-to-own companies in Sleepy Hollow, NY, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Sleepy Hollow and Snap Finance so you can determine which company is right for you.

How Does Lease-to-Own in Sleepy Hollow, NY Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Sleepy Hollow, NY tend to work the same way. First, you pick from a list of approved Sleepy Hollow retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Sleepy Hollow, NY will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Sleepy Hollow, NY Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Sleepy Hollow, NY. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Sleepy Hollow, NY and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Sleepy Hollow, NY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Sleepy Hollow stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Sleepy Hollow, NY stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Sleepy Hollow, NY

Everyone in Sleepy Hollow, NY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Sleepy Hollow, NY. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Sleepy Hollow, NY also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Sleepy Hollow, NY

Acima Leasing and Snap Finance are great options for Sleepy Hollow, NY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.