How to Choose a Lease-to-Own Company in Shirley, NY
When picking a lease-to-own company in Shirley, NY, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Shirley and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Shirley, NY
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Shirley, NY tend to work the same way. To start, you choose an approved retailer in Shirley and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Shirley, NY will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Shirley, NY Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Shirley, NY. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Shirley, NY and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Shirley, NY businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Shirley businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Shirley, NY or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Shirley, NY?
Snap Finance and Amica Leasing are dedicated to helping Shirley, NY shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Shirley, NY, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Shirley, NY, you will also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Shirley, NY, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Shirley, NY. Choose the lease-to-own company that works best for you based on approved stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.