Lease-to-Own in Shirley, NY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Shirley, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Shirley, NY Lease-to-Own Companies

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. When looking at companies like Progressive Leasing in Shirley, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Shirley, NY so you can figure out which company's store selection, requirements, and application process sound right for you.

Shirley Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Shirley, NY? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible retailers in Shirley, select the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Shirley, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Shirley vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Shirley, NY share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Shirley, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Shirley who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Shirley Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Shirley and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Shirley, NY, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Shirley, NY?

You'll find that Progressive Leasing and Acima Leasing in Shirley, NY  have similar leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Shirley, NY Right for You?

The decision of which Shirley, NY lease-to-own company to choose is entirely yours to make. To choose the right fit, consider which Shirley retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.