How to Lease-to-Own At Your Favorite Schenectady Stores in 12307

From refrigerators to musical instruments, you can lease the stuff you need today! Apply now to enjoy the benefits of Acima’s Schenectady lease-to-own options at your favorite stores in 12307.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

Do it all in the mobile app.

Do it all in the mobile app.

Apply, shop, and manage your lease the easy way. Scan the QR code to download our mobile app!

More Information

What Are the Perks of Leasing-to-Own in 12307?

Acima is there when your budget is tight. Acima is also there when you have a less than perfect credit history. When you need something on short notice, there's Acima! Acima makes it easy to lease the stuff you need now in 12307 even with less than perfect credit history*. We work with national retailers and locally-owned businesses to make lease-to-own options available in 12307 for people with little credit.

With Acima, you can lease-to-own appliances, must-have gaming consoles, brand-name furniture, wheels, eyeglasses, power tools, jewelry, and even guitars in 12307. But why lease-to-own instead of buying outright? Because life can get expensive, fast. And you may not always have the money handy to purchase big-ticket essentials like kitchen ranges, computers, prescription eyeglasses, or new tires for the family car. Choosing to lease-to-own with Acima is a smart way to shop now, despite having a bruised credit score. Apply now or ask about Acima at the Schenectady stores you love.

What Products Can Lease Through Acima in 12307?

Acima is available at many of the most popular stores in Schenectady, even ones that aren't known for having lease-to-own products. You'll find Acima leasing options all over Schenectady. Take a peek at all the stuff you can lease with Acima.

Ride Right with Lease-to-Own Tires & Wheels in 12307

With Acima, you can take advantage of small lease renewal payments on high-quality tires and wheels at car care shops in Schenectady with a manageable schedule that works for you. So next time you get a flat tire, or want to give your car a sleek look with alloy wheels, make it happen at just the right moment by applying to Acima for lease-to-own tires and wheels in Schenectady.

Lease Brand-Name Appliances in 12307

Not unlike your car, you rely heavily on your kitchen and home appliances. A stainless washer and dryer set keep your clothes fresh and the family looking stylish. The fridge is your family’s most-loved appliance. It houses fresh fruits, cold cuts, and dinners. The kitchen range is where you get in touch with your inner chef and prepare your famous casserole for the whole fam. And the dishwasher? It’s a real time saver after a long week of eggs and bacon, And don’t forget about the dishwasher! and social media-worthy desserts. But even the highest quality items aren’t meant to last forever — including your trusty appliances. The cost of all-new appliances averages out to almost $11,000. And replacing just a washer or oven can also cost hundreds, if not thousands of dollars. Lease with Acima and you can lease-to-own must-have appliances in Schenectady and even bring them home today. There’s no need to struggle with a stovetop that burns your food or risk your food going bad in a lukewarm fridge when you can lease-to-own kitchen, laundry, and home appliances in Schenectady.

Lease High-Quality Home & Car Audio With Acima in Schenectady

Are you a movie buff? Audiophile? Love to level up with the latest video game system? Revolutionize your entertainment experience at home and on the road with sound systems for lease in Schenectady. Take advantage of small lease renewal payments on all of the home theater and car audio equipment you by leasing-to-own with Acima. Now you can finally upgrade your car’s stereo. When the kids want new video game consoles for the holidays, you can get them set up with the latest and greatest gadgets. And come sports season, you can be in the middle of the action with a lease-to-own smart TV that gives courtside access a run for its money.

Enjoy Schenectady Views with Lease-to-Own Eyewear in 12307

Your smart TV won’t do you much good if you aren’t able to see it! If you’ve been delaying your yearly eye test or avoiding prescription glasses, contacts, or sunglasses in Schenectady, you don’t have to keep dealing with eye strain. Leasing eyewear in Schenectady through Acima means you can make flexible lease renewal payments on the eyewear you need to have a crystal clear view. Find a vision care shop near you and ask about leasing eyewear in Schenectady with Acima. Don’t wait for great vision or great credit!

Revamp Your Home with Lease-to-Own Mattresses & Furniture in 12307

Are you done watching TV from a tattered, sagging couch? Sick of losing sleep because your mattress is old and bumpy? When you lease furniture through Acima, you can make your dream home a reality. Acima offers furniture for lease from our host retailers in Schenectady — the primary, guest and kids bedrooms, dining area, living room, and the home office, too. Lease-to-own bed frames, memory foam mattresses, couches and sectionals, accent tables, TV stands, trundle beds, light fixtures, and beyond. If you need furniture ASAP for your Schenectady home, start leasing it today through Acima — all without using credit in Schenectady.

DIY Your Dreams with Power Tools for Lease in 12307

DIY home renovations in Schenectady aren’t exclusive to new furnishings. The right tool set can awaken your inner home renovator and help you cross off all the projects on your to-do list. Refinish that vintage dresser! Create an accent wall in your bedroom. Build mom that bird house. All without needing to save for months or take out credit for the newest drill, mitre saw, or multi-tool. With a lease-to-own power tool kit in 12307, you can make small lease renewal payments on a schedule that works for you and get to work on all the DIY woodworking projects on your to-do list. With Acima, you can easily lease-to-own power tools in Schenectady today.

Play Outside in Schenectady with Lease-to-Own Outdoor Gear in 12307

New York has so much to offer when it comes to going on adventures. It’s like your own massive playground. But it might not feel that way if you don't have the right equipment. And the right gear can come with a big price tag. Luckily, you'll find Acima payment options at outdoor stores all over Schenectady. Make small lease renewal payments towards everything from bike accessories and golf clubs to basketballs and cornhole sets. If you want to get into a new sport or adventure this season, don't hold back. Simply ask your favorite sporting goods retailer in 12307 about making flexible lease renewal payments through Acima and lease-to-own all the gear you need. Your next Schenectady adventure awaits.

Time to Treat Yourself? Explore Lease-to-Own Jewelry in 12307

The fun doesn’t stop with lease-to-purchase outdoor gear in Schenectady. For the fashion-forward folks, Acima also empowers you to make small lease renewal payments towards fine jewelry in 12307. Need a present for your spouse on your anniversary? Bring home a beautiful ring now with flexible lease renewal payments. Lost your favorite gold necklace? No need to save for months to replace it. Rather, locate one of our partner lease-to-own jewelry stores in 12307 and start leasing a fine chain, necklace, or earrings with a bite-sized initial payment.

Nothing Sounds Better Than Leasing Instruments in 12307

Acima allows you to lease-to-own products for the whole family — you can lease gold jewelry for your spouse or a trumpet for your daughter’s band practice. Sort through our local host retailers in 12307 to find lease-to-own musical instrument retailers near you. Whether your fourth grader’s music teacher requires a flute or your student needs a new guitar for their upcoming recital. Acima makes it easy to shop everything from accordions to xylophones!

What's the Lease-to-Own Process Like in 12307?

You’ve honed in on the lease-to-own refrigerator, leather recliner, or truck tires you need. So, what’s next? Fill out a lease-to-own application online on your smartphone, or in the showroom of your favorite Schenectady store. It’s easy to apply and don’t fret, Acima will consider multiple factors in reviewing your application and regularly approve customers with less than perfect credit history. During the application process, we’ll need some info on your current employment, monthly income, and checking account. After approval, you can pick a flexible payment option that works for you. This makes it easier for you to make lease renewal payments over time. And we make lining up your payment schedule with paydays easy. Shop now with Acima — the no-credit way to shop at stores all over 12307. Get the items you need today with Acima’s lease-to-own options!

*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.