Choosing Your Rome, NY Lease-to-Own Company
When comparing lease-to-own companies in Rome, NY, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Rome and Snap Finance so you know which company is your best fit.
Snap Finance in Rome, NY vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Rome, NY follow similar models. To start, you choose an approved retailer in Rome and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Rome, NY will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Rome, NY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Rome, NY. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Rome, NY
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Rome, NY retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Rome and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Rome, NY stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Rome, NY
Snap Finance and Acima Leasing both want to help shoppers in Rome NY get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Rome, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Rome, NY requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Rome, NY Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Rome, NY shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.