Choosing Your Rochester, NY Lease-to-Own Company
When picking a lease-to-own company in Rochester, NY, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Rochester so you know which company is your best fit.
How Does Lease-to-Own in Rochester, NY Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Rochester, NY tend to work the same way. You shop in person or online at an approved Rochester retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing in Rochester, NY or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Rochester, NY?
The items you can shop for vary based on which Rochester, NY retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Rochester, NY and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Rochester, NY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Rochester stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Rochester, NY, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Rochester, NY?
Snap Finance and Acima Leasing both want to help shoppers in Rochester NY get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Rochester, NY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Rochester, NY also requires at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Rochester, NY Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Rochester, NY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.