Acima Leasing or Progressive Leasing in Rochester, NY?

When you need a lease-to-own solution in Rochester, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Comparing Lease-to-Own Companies in Rochester, NY

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Rochester, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Rochester, NY to help you determine which company has the application process, requirements, and store selection that sounds best for you.

How Do Acima Leasing and Progressive Leasing in Rochester, NY Work?

How does Progressive Leasing work in Rochester, NY? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Rochester, find the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Rochester!

Lease-to-Own Requirements for Progressive Leasing in Rochester vs. Acima Leasing

Acima Leasing and Progressive Leasing in Rochester, NY might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Rochester, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Rochester with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Rochester, NY

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Rochester allows you to shop at thousands of Rochester stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Rochester, NY, or shop Acima Leasing's online retailers.

What Items Can I Lease in Rochester, NY with Acima Leasing vs. Progressive Leasing?

Progressive Leasing and Acima Leasing in Rochester, NY consider the same items leasable. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Rochester, NY Lease-to-Own Company?

The choice of lease-to-own company in Rochester, NY is entirely in your hands. The right choice for you will depend on which Rochester retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.