What to Look for in Ridgewood, NY Lease-to-Own Companies
When choosing a lease-to-own company in Ridgewood, NY, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ridgewood and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Ridgewood, NY vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Ridgewood, NY lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Ridgewood retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Ridgewood, NY or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Ridgewood, NY Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Ridgewood, NY. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Ridgewood, NY and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Ridgewood, NY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Ridgewood businesses to national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Ridgewood, NY.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ridgewood, NY
Both Snap Finance and Amica Leasing aim to help shoppers in Ridgewood, NY with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Ridgewood, NY, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Ridgewood, NY also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Ridgewood, NY Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ridgewood, NY. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.