Lease-to-Own in Richmond Hill, NY: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Richmond Hill, NY but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Richmond Hill, NY

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but lack the funds. Richmond Hill is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Richmond Hill, NY to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Richmond Hill Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Richmond Hill, NY? And how does Acima Leasing work? They both have similar application steps. Shop at eligible Richmond Hill stores, select the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Richmond Hill, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Richmond Hill vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Richmond Hill, NY have similar application processes, they have different requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Richmond Hill, NY requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Richmond Hill with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Richmond Hill Stores Are Eligible?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Richmond Hill, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Richmond Hill, NY, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Richmond Hill, NY?

Progressive Leasing and Acima Leasing in Richmond Hill, NY consider the same items leasable. Generally, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Richmond Hill, NY Right for You?

The choice of lease-to-own company in Richmond Hill, NY is entirely in your hands. The best option for you depends on approval requirements, which stores in Richmond Hill you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.