How Do I Choose Between Lease-to-Own Companies in Queensbury, NY?
Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Queensbury, how do you know which one to pick? Let's compare Acima Leasing in Queensbury, NY against Progressive Leasing so you can figure out which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Queensbury, NY Work?
How does Progressive Leasing work in Queensbury, NY? And how does Acima Leasing work? Both companies follow similar application processes. Shop at your favorite eligible stores in Queensbury, pick out the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Queensbury, you may be approved for up to $5,000!
Queensbury Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in Queensbury, NY are alike, their requirements are different. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Queensbury, NY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Queensbury shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.
Progressive Leasing vs. Acima Leasing: Queensbury, NY Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Queensbury, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Queensbury, NY, or view Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Queensbury, NY?
You'll find that Progressive Leasing and Acima Leasing in Queensbury, NY have similar leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Queensbury, NY Right for You?
The decision of which Queensbury, NY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on approval requirements, which stores in Queensbury you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.