Choosing Your Queens, NY Lease-to-Own Company
When comparing lease-to-own companies in Queens, NY, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Queens and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Queens, NY Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Queens, NY lease-to-own companies operate similarly. To start, you choose an approved retailer in Queens and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing in Queens, NY or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Queens, NY?
The items you can shop for in Queens, NY depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Queens, NY
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Queens, NY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Queens and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Queens, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Queens, NY
Snap Finance and Amica Leasing are dedicated to helping Queens, NY shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Queens, NY, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
For Acima Leasing in Queens, NY, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Queens, NY? Try Acima Leasing
Many shoppers across Queens, NY can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.