Choosing a Lease-to-Own Company in Plattsburgh, NY
When comparing lease-to-own companies in Plattsburgh, NY, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Plattsburgh and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Plattsburgh, NY Work
How does Snap Finance work? Or Acima Leasing? Whichever Plattsburgh, NY lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Plattsburgh retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Plattsburgh, NY will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Plattsburgh, NY?
The items you can shop for vary based on which Plattsburgh, NY retailers are approved by Snap Finance or Acima Leasing. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Plattsburgh, NY
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Plattsburgh, NY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Plattsburgh and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Plattsburgh, NY or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Plattsburgh, NY
Snap Finance and Acima Leasing both want to help shoppers in Plattsburgh NY get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Plattsburgh, NY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Plattsburgh, NY requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Plattsburgh, NY, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Plattsburgh, NY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.