Choosing Your Plainview, NY Lease-to-Own Company
When picking a lease-to-own company in Plainview, NY, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Plainview and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Plainview, NY Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Plainview, NY follow similar models. To start, you choose an approved retailer in Plainview and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Plainview, NY or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Plainview, NY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Plainview, NY. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Plainview, NY
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Plainview, NY businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Plainview and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Plainview, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Plainview, NY
Both Snap Finance and Amica Leasing aim to help shoppers in Plainview, NY with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Plainview, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Plainview, NY also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Plainview, NY Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Plainview, NY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.