Acima Leasing or Progressive Leasing in Patchogue, NY?

Looking to lease-to-own in Patchogue, NY but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Patchogue, NY

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but lack the funds. With so many companies like Progressive Leasing in Patchogue, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Patchogue, NY to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Patchogue Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Patchogue, NY? You can expect a similar application process for both. Shop at eligible Patchogue stores, choose the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Patchogue!

Lease-to-Own Requirements for Progressive Leasing in Patchogue vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Patchogue, NY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Patchogue, NY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Patchogue who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Patchogue Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Patchogue and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Patchogue, NY stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Patchogue, NY?

Progressive Leasing and Acima Leasing in Patchogue, NY consider the same items leasable. Generally, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Patchogue, NY?

The choice of lease-to-own company in Patchogue, NY is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Patchogue you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.