Selecting a Lease-to-Own Company in Ozone Park, NY
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Ozone Park, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Ozone Park, NY to help you determine which company has the application process, requirements, and store selection that sounds best for you.
Ozone Park Progressive Leasing vs. Acima Leasing: How They Work
How does Acima Leasing work in Ozone Park, NY? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Ozone Park, choose the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ozone Park!
Ozone Park Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While Acima Leasing and Progressive Leasing in Ozone Park, NY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing applicants in Ozone Park, NY need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Ozone Park with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Ozone Park Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Ozone Park stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Ozone Park, NY stores.
What Items Can I Lease in Ozone Park, NY with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Ozone Park, NY consider the same items leasable. In general, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Ozone Park, NY?
We can’t tell you which lease-to-own company in Ozone Park, NY to choose. The right choice for you will depend on which Ozone Park retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.