Choosing Between Oswego, NY Lease-to-Own Companies
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but are low on cash. When looking at companies like Progressive Leasing in Oswego, how do you know which one to pick? Let's compare Acima Leasing in Oswego, NY against Progressive Leasing so you can decide which company has the best application process, store selection, and requirements for you.
Oswego Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Progressive Leasing work in Oswego, NY? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Oswego, find the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Oswego, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Oswego vs. Acima Leasing?
Acima Leasing and Progressive Leasing in Oswego, NY might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Oswego, NY requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Oswego with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Oswego, NY Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Oswego stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Oswego, NY, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Oswego, NY
Acima Leasing and Progressive Leasing in Oswego, NY follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Is Acima Leasing or Progressive Leasing the Best Oswego, NY Lease-to-Own Company?
Determining the right lease-to-own company in Oswego, NY is a personal choice we can't make for you. The best option for you depends on the application process, approval requirements, and which Oswego stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.