Choosing Between Oneida, NY Lease-to-Own Companies
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Oneida, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Oneida, NY so you can decide which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Oneida, NY Work?
How do you lease-to-own with Progressive Leasing in Oneida, NY? What about Acima Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in Oneida, find the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Oneida!
Oneida Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in Oneida, NY are alike, their requirements are different. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Oneida, NY, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Oneida shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Oneida Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Oneida, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Oneida, NY, or shop Acima Leasing's online retailers.
What Items Can I Lease in Oneida, NY with Acima Leasing vs. Progressive Leasing?
You'll find that Progressive Leasing and Acima Leasing in Oneida, NY have similar leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Oneida, NY Lease-to-Own Company?
Determining the right lease-to-own company in Oneida, NY is a personal choice we can't make for you. The right choice for you will depend on which Oneida retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.