Acima Leasing or Progressive Leasing in Oceanside, NY?

When you need a lease-to-own solution in Oceanside, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Oceanside, NY Lease-to-Own Companies

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Oceanside, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Oceanside, NY so you can figure out which company offers the requirements, store selection, and application process that fits your needs.

Oceanside Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Oceanside, NY? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible retailers in Oceanside, find the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Oceanside!

Oceanside Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Oceanside, NY share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Oceanside, NY need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in Oceanside with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Where in Oceanside Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Oceanside allows you to shop at thousands of Oceanside stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Oceanside, NY stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Oceanside, NY?

Acima Leasing and Progressive Leasing in Oceanside, NY follow similar guidelines for leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Oceanside, NY?

Determining the right lease-to-own company in Oceanside, NY is a personal choice we can't make for you. The right choice for you will depend on which Oceanside retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.