Choosing Between Acima Leasing and Progressive Leasing in Niagara Falls, NY

When you need a lease-to-own solution in Niagara Falls, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Niagara Falls, NY

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but lack the funds. When looking at companies like Progressive Leasing in Niagara Falls, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Niagara Falls, NY so you can figure out which company has the best application process, store selection, and requirements for you.

Niagara Falls Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Niagara Falls, NY? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible Niagara Falls stores, find the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Niagara Falls!

What Are the Requirements for Progressive Leasing in Niagara Falls vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Niagara Falls, NY share similar application processes, they don't have the same requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Niagara Falls, NY, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Niagara Falls with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Niagara Falls, NY

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Niagara Falls, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Niagara Falls, NY, or shop Acima Leasing's online retailers.

What Items Can I Lease in Niagara Falls, NY with Acima Leasing vs. Progressive Leasing?

Progressive Leasing and Acima Leasing in Niagara Falls, NY consider the same items leasable. Generally, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Niagara Falls, NY?

The decision of which Niagara Falls, NY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on approval requirements, which stores in Niagara Falls you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.