Selecting a Lease-to-Own Company in Newark, NY
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Newark, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Newark, NY so you can figure out which company has the best application process, store selection, and requirements for you.
Newark Progressive Leasing vs. Acima Leasing: What’s the Process?
How do you lease-to-own with Progressive Leasing in Newark, NY? What about Acima Leasing? You can expect a similar application process for both. Browse at eligible Newark retailers, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Newark, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Newark vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Newark, NY are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing in Newark, NY requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in Newark who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Newark, NY Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Newark and online, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Newark, NY stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Newark, NY?
The rules for leasable items at Acima Leasing and Progressive Leasing in Newark, NY are quite similar. Generally, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Better: Acima Leasing or Progressive Leasing in Newark, NY?
The choice of lease-to-own company in Newark, NY is entirely in your hands. To choose the right fit, consider which Newark retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.