Lease-to-Own in New Hartford, NY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in New Hartford, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in New Hartford, NY

Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in New Hartford, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in New Hartford, NY to help you determine which company's store selection, requirements, and application process sound right for you.

New Hartford Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in New Hartford, NY? What about Progressive Leasing? They both have similar application steps. Shop at eligible New Hartford stores, choose the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in New Hartford, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in New Hartford vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in New Hartford, NY have similar application processes, they have different requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in New Hartford, NY, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in New Hartford who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What New Hartford Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of New Hartford stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in New Hartford, NY, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in New Hartford, NY?

The rules for leasable items at Acima Leasing and Progressive Leasing in New Hartford, NY are quite similar. Typically, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in New Hartford, NY Right for You?

Determining the right lease-to-own company in New Hartford, NY is a personal choice we can't make for you. You have to select the right fit for you based on which New Hartford retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.