Choosing Your Mount Vernon, NY Lease-to-Own Company
When comparing lease-to-own companies in Mount Vernon, NY, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mount Vernon so you can determine which company is right for you.
How Does Lease-to-Own in Mount Vernon, NY Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Mount Vernon, NY tend to work the same way. First, you pick from a list of approved Mount Vernon retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Mount Vernon, NY will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Mount Vernon, NY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Mount Vernon, NY. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Mount Vernon, NY and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Mount Vernon, NY as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Mount Vernon businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Mount Vernon, NY, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Mount Vernon, NY?
Everyone in Mount Vernon, NY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Mount Vernon, NY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Mount Vernon, NY also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Mount Vernon, NY
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mount Vernon, NY. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.